Stuck in Payday Loan Debt

Payday Loan Debt Help

Being stuck in Payday Loan debt is no fun, I can attest to that from my own experience. It typically goes like this, you have several payday loans outstanding and you can’t carry on paying them all, something has to give. You have two choices, find the money to pay them back or you find a way of paying them off at a sensible amount per month. The problem is the fact that these types of loan are so expensive because… [Read More]

Lump sum IVAs, the alternative debt solution

Individual Voluntary Arrangement

*This is a blog post from Debt Advice You Can Trust, we’re a recently launched debt solution website, and we’d like to thank Rob at DAB for allowing us a guest post on his brilliant debt advice blog. At Debt Advice You Can Trust one of the debt solutions we specialise in is individual voluntary arrangements (IVAs). These five to six year agreements are well known and heavily advertised online. IVAs can be a great debt solution for some, and… [Read More]

Scottish Power Complaint

Change Energy Supplier

First of all, if anyone is a Scottish Power customer can you let me know how easy you find them to contact by phone? Specifically over the last few months? I am writing this post today because I am utterly fed up with Scottish Power and their customer service. Specifically getting any kind of service and having any confidence in them. I would love to move energy suppliers, were it not for the fact that I am always in a… [Read More]

Settling Payday Loan Debt

Payday Loan Debt Help

Payday Loan debt can be quite a challenge so getting rid of it as quickly as possible is usually the best way to go. If you have come into some money, you may be able to settle your payday loan debt for a fraction of what you actually owe. The lender gets some of their money back and you can move on. Whilst you may find your offer rejected, it is at least worth asking for a settlement. You have… [Read More]

What is an Income and Expenditure Form?

Debt Help

An income and expenditure form is used to give your creditors a better understanding of your financial information. It contains information about your income, how much you spend each month on things such as rent and food and at the end you will see how much money you have left. It is a useful tool when you are trying to work out where your money is going, and it can help you get back on track and start working towards… [Read More]